480-696-5005

Second-To-Die Policy in Chandler and Gilbert, AZ

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Foothills Insurance Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Foothills Insurance Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Foothills Insurance Agency to determine the right amount coverage for you and your family.
 

Foothills Insurance Agency

2490 S. Gilbert Rd, Ste 105

Chandler, AZ 85286

Main office: 480-696-5005
Fax: 480-759-1690

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 3:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

These guys are AWESOME!!! SInce I have switched my business insurance needs over to them, and I am paying less each month, and I have more coverage. It was nice that they took the time to really make sure I am covered if and when I need it. After shopping around with 4 different brokers, it wasn't a question of who I should choose, but how quickly I could switch. You would be a fool not to give them a call. Also, for business owners, they're very quick at getting my certs out to my customers, and myself.
Mike L.
I have been with Foothills Insurance Agency as a customer and Realtor for over 10 years, and have gotten great information and service all along the way. I highly recommend them, and have done so to over 20 friends, family, and clients!
Andrea J.